Insurance Field Inspector Job Description

Field Inspector Jobs in a Public Records Company

A field inspector is a person who appraises properties and vehicles. Field inspectors are supposed to visually inspect a property, take photographs, collect data, and make a report with a property value estimate based on their findings. Your responsibilities include evaluating the value of property for your employer.

Field inspector jobs are available with insurance companies, mortgage lenders, and banks with a financial stake in a piece of property. You don't need formal qualifications to become a field inspector. If you want to become a field inspector, you need to get training from an experienced one at a field services company.

You need strong computer and technology skills. You must be able to research public property records to find information about your employers interests. You must provide your own transportation, computer, camera, and cell phone in order to work as a field inspector.

You can work from a central office at a field services company or a branch office of an insurance agency. If you are an independent contractor, your central hub is likely a home office. Field inspectors travel around a particular region a lot.

Home Inspections

Property Condition: All inspections include an evaluation of potential dangers and areas of liability. Your inspector will check your plumbing system, roof, siding, yard, and staircase. They will note any issues that could lead to a claim.

Field Inspectors are responsible for estimating the value of a property. They are hired by insurance agencies, banks, and mortgage lenders to personally verify the condition of the property before a loan can be approved. Liability and risk management are the reasons an insurance company might require a home inspection.

Insurance companies like to avoid risk and inspect it to be aware of it. An insurance home inspection checks the condition of the Gutters.

Field inspectors travel to property locations to document the state of the property. Independent field inspectors work for themselves, not just one inspection service.

General Liability insurance is usually $500 a year. Depending on the extent of inspection services, the cost for Professional Liability varies a lot. The cost for a basic E&O policy that does not cover work around hazardous materials can be as high as $1200 per year.

The Education Required to Be a Construction Field Inspector

The education required to become a construction field inspector can be different depending on the program you choose. A growing number of people are entering the field of inspectors with a four-year degree, despite the fact that most employers require a high school degree. Students can choose to enter a three to four-year apprenticeship program that includes on-the-job training and classroom lectures.

Regardless of the training program, construction field inspectors must have the knowledge of building codes, materials analysis, building structures, construction processes and industry standards. They must have a valid driver's license and have knowledge of engineering principles and legal codes. Construction field inspectors plan, monitor and direct construction projects, including inspecting each construction phase, analyzing materials, examining techniques and ensuring that the structure follows industry standards.

They review building codes, local laws and approve blueprints. Construction field inspectors can specialize in a particular area of inspection, such as electrical inspection, plan examination, or plumbing inspection, or they can be well versed in all areas of construction inspection. Construction inspectors look at streets, water systems, dams, foundations, bridges and other structural steel or concrete reinforced structures when inspecting the construction of buildings.

The Bureau of Labor Statistics projected that the employment opportunities for construction inspectors would grow by 18 percent from 2010 to 2020. While concern for public safety and the need to improve construction quality will spur growth, staff cuts will create strong competition in the field. The bureau said that those with good skills in multiple inspections will have the best prospects.

The bureau stated that construction and building inspectors earned an average wage of $55,230 in May of 2012 Construction inspectors must obtain national certification or state licensure in most states. To get a certification or licensure, you must pass an exam and have specific education requirements.

Home Field Inspectors: Career Website Betterteam

Field inspectors travel to property locations to document the state of the property or to verify facts about it, according to career website Betterteam. Home field inspectors specialize in real estate. Independent field inspectors work for themselves, not just one inspection service.

If a homeowner is seeking a loan modification that requires confirmation of an increase in the home's value, an inspector might be able to verify the improvements to the property. Field inspectors are used by insurance companies to document damage to properties. Field inspectors are used by landlords to give validity to walk-throughs.

Although banks and insurance companies need the inspectors, they hire inspection service companies who then give the work to independent inspectors. Field inspectors might take photos of the exterior of a home when working with owner-occupied homes. The inspectors look at the condition of items such as the driveway, the siding or other exterior material.

They enter homes to document information when necessary, such as whether a homeowner left personal items in a foreclosed property. In some cases, the inspector hires contractors to perform maintenance on the property. Home inspectors thoroughly examine all the home's systems and structure for defects and problems that aren't up to code, but field inspectors document the basic visible condition for obvious issues.

Field inspectors work with landlords to make sure disagreements don't arise about the property's condition. In many cases, a field inspector performs the move-in and move-out inspections, providing the documents to the landlord and tenant. The inspector might perform periodic inspections of the property to make sure that the correct people are living there, and that there are no dangers to other tenants, such as obvious pest problems or suspected illegal activity.

Field Inspectors: Opportunities and Challenge

It is possible to become a field inspector without a college education. You can increase your chances of landing a job by getting an associate's degree, even if you don't have a high school degree. Some employers will look for candidates with degrees in drafting and building inspection, and some schools have associate's degrees in building inspection technology that could be used.

Once you get to work, you will get field inspector training. You can skip years of experience in order to get a more advanced position in the field, but you will still need training in your new employer's preferred approach. Field inspector requirements include taking photos at the location.

You will need a good camerand good photography skills to take pictures, but your employer will likely provide the equipment and training you need. You will probably be expected to work unconventional hours, and spend a lot of time on the road, especially in the wake of a natural disaster. If you have a four-year degree, you can make a lot of money as a field inspector.

The average annual salary for claims adjusters, appraisers, examiners and investigators is $65,670 according to the U.S. Bureau of Labor Statistics. The highest and lowest salaries are found in those who work for the government and those who work for health and medical insurance carriers. The Society of Field Inspectors cautions that only a small percentage of firms hire field inspectors.

The organization has a directory and networking opportunities for professionals. Field inspectors work independently, contracting with insurers and lenders to cover local areas on as-needed basis. The BLS predicts 10 percent job growth through the year.

Mortgage Field Inspector Jobs

Residential mortgage, insurance and commercial property inspections are some of the tasks that are performed. SOFI has identified over 250 field service inspections. The firms that you work for will give you all the report forms and help you complete the inspection.

A field inspector is hired by banks, loan companies, and insurance organizations to determine the condition of a specific piece of land so that they can decide if a loan or insurance policy can be given out. You can work from a central office at a field services company or a branch office of an insurance agency, bank, or mortgage lender. If you are an independent contractor, your central hub is likely a home office.

Field inspectors travel around a particular region a lot. People who searched for Insurance Inspector jobs also searched for field inspector, insurance consultant, insurance loss control surveyor, field service representative, home inspector, loss control consultant. If you're not getting any results, try a more general search.

If you're getting a meaningless result, try a more specific term. The Society of Field Inspectors cautions that only a small percentage of firms hire field inspectors online. The organization has a directory and networking opportunities for professionals.

Field inspectors work independently, contracting with insurers and lenders to cover local areas on as-needed basis. Home field inspector is performing inspections for insurance reports. Identified and photographed dangers, uploaded photos and used field diagramming software.